Banks falsely bouncing cheques

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There can be false cheque bounce cases. It is possible that a cheque could be wrongfully dishonoured by the bank, either due to negligence or mistake on part of the bank. This amounts to the offence of ‘deficiency in service’ in consumer law.

If this has happened to your cheque then you can file a case against the bank in the consumer forum.

Dishonour of demand drafts due to the lapse or omission on the part of the bank officials. This can include things like non-affixation of signatures, failure to mention code number etc.. These have also been held to be amounting to a deficiency in service.

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