Theme: Cheques

Complaint to Recover the Cheque Amount

Such a complaint is a civil complaint. In order to recover your money, you need to file a money suit either in the City Civil Court or the District Court depending on how much amount you are looking to recover.

You have to file this case within three years of the Cheque Return Memo.

For further assistance in filing a money suit, please contact a legal professional.

Complaint to Punish the Issuer of the Cheque

This is  known as a criminal complaint and can be filed before a magistrate where either:

For Crossed Cheques

In the area where your home branch is, i.e. branch of the bank where you have an account.

For Bearer or Order cheques

In the area where the branch of the drawee bank is, i.e. the bank from which the cheque was drawn on.

A criminal case cannot be initiated unless you have a Cheque Return Memo, hence the cheque needs to be deposited in the bank.